It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.
ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.
Growth Stocks vs. Value Stocks
The labels “growth” and “value” reflect different approaches that can be used when making investment decisions.
Mutual Fund Taxes
Mutual fund taxes can be cumbersome, but there are ways to help mitigate the amount of taxes you may owe.
Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.
Zero-coupon bonds represent a type of bond that does not pay interest during the life of the bond.
An important element to successful investing is to manage investment risk while maintaining the potential for growth.
Types of Bonds
Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.
A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.
Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments.
Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.
Mutual Funds vs. Stocks
The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.
A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.
With closed-end funds, investors pool their money together to purchase a professionally managed portfolio of stocks and/or bonds.
Mutual Fund Loads
It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so you can make informed investing decisions.
An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.
Fixed vs. Variable Annuities
Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.
Understanding different types of investment risk can help investors manage their money more effectively.
There are five broad asset classes that you should take into consideration when constructing your investment portfolio.
Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.
College Savings Plans
There are several funding methods for a child’s college education including mutual funds and Section 529 plans.
College Investment Options
Starting to invest early for college and remaining consistent can help investors reach their goals.
Stock and Bond Investing Alternatives
There are other ways to invest in stocks and bonds besides owning individual shares or bonds.
Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.
529 plans are tax-advantaged college savings plans that generally allow people of any income level to contribute.