It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.

Exchange-Traded Funds

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

Growth Stocks vs. Value Stocks

The labels “growth” and “value” reflect different approaches that can be used when making investment decisions.

Mutual Fund Taxes

Mutual fund taxes can be cumbersome, but there are ways to help mitigate the amount of taxes you may owe.


Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.

Zero-Coupon Bonds

Zero-coupon bonds represent a type of bond that does not pay interest during the life of the bond.


An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Types of Bonds

Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.


A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.

Bond Ratings

Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments.

Stock Indexes

Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.

Mutual Funds vs. Stocks

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

Mutual Funds

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

Closed-End Funds

With closed-end funds, investors pool their money together to purchase a professionally managed portfolio of stocks and/or bonds.

Mutual Fund Loads

It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so you can make informed investing decisions.


An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Fixed vs. Variable Annuities

Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.

Investment Risks

Understanding different types of investment risk can help investors manage their money more effectively.

Asset Classes

There are five broad asset classes that you should take into consideration when constructing your investment portfolio.

Asset Allocation

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

College Savings Plans

There are several funding methods for a child’s college education including mutual funds and Section 529 plans.

College Investment Options

Starting to invest early for college and remaining consistent can help investors reach their goals.

Stock and Bond Investing Alternatives

There are other ways to invest in stocks and bonds besides owning individual shares or bonds.

Dollar-Cost Averaging

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

529 Plans

529 plans are tax-advantaged college savings plans that generally allow people of any income level to contribute.